Bridge Lending

Sabal Financial is a full-service lender offering non-recourse bridge loans starting at $3 million on income-producing property across the West Coast (CA, OR, WA, AZ).

For properties, that may not be well suited for a permanent loan, Sabal Financial’s short-term bridge loans are an excellent financing solution. As a non-recourse lender, Sabal Financial is focused on well-located properties with small balance loans, controlled by experienced real estate operators with sound business plans.

Sabal Financial’s CRE Bridge Lending Group is comprised of an experienced team of highly responsive professionals with extensive background in structured finance bridge lending. We deliver flexible, creative loan structures with certainty of execution.

Why Sabal Financial CRE Bridge Lending?

  • Loans as low as $3 million – $15 million
  • Non-recourse financing
  • All income-producing property types considered
  • Leverage up to 90% LTC / 75% LTV
  • Interest reserve structure to accommodate negative cash flow
  • Terms of 2-3 years with option to extend
  • Competitive pricing
  • Creative and flexible structures from experienced professionals
  • Fast turnaround times with streamlined in-house underwriting/closing process

An Excellent Solution for:

  • Properties in transition
  • Value-add/renovation (from cosmetic to change of use)
  • Value-add/lease-up (if compelling situation, can even finance vacant properties)
  • Discounted payoff
  • Partner buyout
  • Properties with significant lease rollover
  • Properties with temporary decline in NOI
  • Cash-out refinance
  • Flexibility/release provisions
  • Unique situations
  • Quick close